Non-interest income is a hot topic in the credit union industry. Check out Capstone’s infographic on non-interest income below. Click on the image for a closer look. How can you generate more non-interest income? Many credit unions and CUSOs are turning to external growth and mergers and acquisitions to generate more non-interest income. Find …
Tag: Mergers and Acquisitions
Finding the Best Acquisition Opportunities
“The best opportunities are the ones we’re pursuing and not the other way around.” This comment in The Wall Street Journal from Smadar Levi, CFO of MyHeritage.com, is one I wholeheartedly agree with. She is quoted in an article about the growing number of startups seeking to be acquired. With fewer financing options available to …
How to Get Acquired: Top 10 Tips for Selling Your Business
M&A can be a powerful tool for transforming your business, but it’s important to find the right partner who is aligned with your strategy in order to accomplish your goals. For sellers, oftentimes acquisition means saying goodbye to a business you’ve built from the ground up. You don’t want to sell your life’s work to …
When to Mention Acquisition to an Owner
When do you let an owner of a privately-held not-for-sale company know you are interested in acquisition? While, I’ve mentioned that an owner will not sell their company over the phone, this doesn’t mean you should hide your interest in acquisition. You should introduce acquisition at the beginning of the process. In your first call …
The Greatest Hurdle Facing Tech Mergers
The biggest tech M&A disasters were the Time Warner-AOL $350 billion merger and Google’s $12.3 billion acquisition of Motorola Mobility. In my observations, the greatest hurdle facing tech mergers is integration. Even where the strategy of the acquisition is solid, if the integration of the two workforces and assets is not executed properly, it will fail. Even …
Trouble with Financing the Verso-NewPage Acquisition
Just 22 days after announcing its plans to acquire NewsPage Holdings, Verso Paper is facing some trouble pulling together the financing for the deal. What does Verso’s latest announcement mean? Will the deal still move forward? Capstone CEO David Braun and Managing Director John Dearing analyze the latest developments in the Memphis Business Journal. Read …
Lessons From the Suntory – Beam Acquisition
Japan’s Suntory is making a big investment in buying the makers of Jim Beam for $13.6 billion. Jim Beam is a highly branded U.S. company and this deal is second largest acquisition of a U.S. company by a Japanese buyer. The underlying concept is the folks in Japan have recognized their domestic markets are not …
Verso Paper – NewPage Acquisition: Capstone CEO David Braun Weighs In
Verso Paper Corp announced it will acquire NewPage Holdings, Inc. in a deal valued at $1.4 billion. While the coated paper industry is in decline due to the rise of digital media, this acquisition could make Verso Paper and NewPage stronger, according to CEO David Braun. Read his entire analysis in the Memphis Business Journal. Photo …
Top Mistake Leaders Make When Pursuing M&A
Many leaders take a reactive rather than proactive approach when it comes to M&A. They often realize that their organic growth is stagnant and they’ve got some money they can leverage, so they decide to make an acquisition. What do they do? They go find for-sale companies or respond to those that have found them. …
What Consolidation Means for the Middle Market
Last week, Sysco announced it would buy rival US Foods for nearly $3.5 billion. Sysco is already a huge player in the food industry with customers ranging from the US military to schools to five-star restaurants. This deal brings together the two largest food distributors in the US, increasing Sysco’s share of the food distribution …