Capstone will help NWCUA members develop and implement growth strategies Capstone is pleased to announce a partnership with the Northwest Credit Union Association (NWCUA) and its wholly owned subsidiary Strategic Link. Through the partnership more than 180 Northwest credit unions have a new resource available to help them determine growth strategies, including collaborations, joint ventures, …
Category: Credit Unions and CUSOs
Capstone Managing Director John Dearing Speaks at the Credit Union Products and Services Conference
Capstone Managing Director John Dearing delivered the presentation “Leapfrog the Product/Service Development Cycle” at the Credit Union Products and Services Conference in Santa Fe, New Mexico on September 16, 2017. The event, hosted by CU Conferences, brought together board of directors, board chairs, CEOs, and senior management to explore various products and services to meet …
5 Paths for Helping Your Credit Union Grow
In the last three to four years, credit unions have taken a heightened interest in growing noninterest income due to a combination of factors. As interest income dwindles, credit unions need to offset additional expenses such as compliance. Over the past decade, we’ve seen a massive influx of noncredit union centric people coming into the …
How Credit Unions Can Access New Markets through Partnerships
Credit unions today face many challenges to generating new loans, from regulations, community banks, and new startups and peer to peer lending. At the same time, this new competitive market provides opportunities for those who are willing to act. External growth, including partnerships, investments in CUSOs, and strategic acquisitions, provide a unique way to rapidly …
Credit Union Trend Alert – More Strategic Acquisitions on the Horizon
In today’s rapidly changing environment where regulations are evolving, new technology and competitors are challenging traditional models, and members are demanding more from their financial institutions, many credit unions are realizing they must expand beyond business as usual to keep up with demand. Credit unions are increasingly executing strategic acquisitions, partnerships, collaborations, and investments in …
How CUSOs and Entrepreneurs Can Build Successful Partnerships – Insights from NACUSO
Credit unions and CUSOs are using their investing powers to be more innovative and entrepreneurial when it comes to technology and new products and services. Many are exploring co-investing with individuals and business founders who are looking for additional capital from credit unions. While these partnerships between credit union investors and individuals generate fresh new …
Seize Your Opportunity for Growth: Explore Credit Union–Bank Mergers with Michael Bell
Should your credit union acquire a bank? If you are looking for new ways to grow, acquiring a bank may be an option for your credit union. Capstone is excited to host a webinar attorney Michael Bell, who pioneered this new approach and continues to help credit unions acquire banks. The webinar will cover the strategy …
Merger or Consolidation: Which Strategy Is Right for Your Credit Union?
Are you exploring all your options for growth? When you think about a growing your credit union or CUSO through a “merger” strategy, you may be tempted to focus on consolidation alone. While combining two credit unions can be a pathway to growth, it is important to recognize it is just one of a number …
Credit Union – Bank Mergers on the Rise
The credit union industry is evolving. While many credit unions are consolidating through credit union mergers, others are seizing creative opportunities such as adopting cloud technology to improve efficiencies, focusing on underserved markets, and using partnerships and strategic mergers and acquisitions to grow and bring value to members. One interesting trend to note is credit …
Capstone Shares Growth Story with NACUSO
Are you looking for growth? If you are like most leaders, the answer is probably “yes.” Growth is essential to every business regardless of industry, size or geography. Even if you are growing now, you must continue to grow to be successful in the future. At Capstone we believe in the maxim “grow or die” and …